Institutional, conservative, credibility-focused
First-position real estate lending across Arizona
Are you an accredited investor? Review our Investor FAQ.
What We Do
Borges Capital is a private real estate credit firm focused on capital preservation through disciplined, first-position lending.
We provide accredited investors access to secured real estate investments structured to emphasize risk management, transparency, and predictable income.
Why Borges Capital
First-position only
Conservative loan-to-value
Relationship-driven underwriting
Transparent Communication
How Capital Is Deployed
Are you an accredited investor? Review our Investor FAQ.
Origination
We identify and source first-position real estate loan opportunities consistent with our underwriting discipline. We assess collateral strength, borrower experience, and clearly defined exit strategies to support capital preservation and downside protection.
Underwriting
Each loan undergoes a rigorous underwriting process that evaluates property value, borrower track record, market dynamics, and structural risk. Decisions are made independently by Borges Capital to uphold our disciplined investment standards.
Servicing
We monitor all funded loans throughout their lifecycle, including payment performance, collateral condition, and compliance with loan terms. Active servicing helps us respond proactively to risk and protect investor interests.
Risk management
Our risk framework includes conservative loan-to-value thresholds, diversified collateral types, and continuous market intelligence. While risk cannot be eliminated, our approach emphasizes downside control over speculative gains.
Who We Work With
Accredited investors
We work with accredited investors who meet the criteria under Regulation D Rule 501(a). Prospective investors are required to confirm their accredited status before participation, consistent with applicable securities laws.
Experienced builders / borrowers
We partner with experienced real estate developers, builders, and sponsor groups whose projects align with our first-position lending criteria and disciplined risk framework.
Long-term capital partners
We collaborate with capital partners who share a long-term orientation and prioritize principal preservation, transparent communication, and conservative credit metrics.
Compliance Notice
This website is for informational purposes only and does not constitute an offer or solicitation to sell securities. Any offering of interests in Borges Capital Fund, LLC will be made solely through formal offering documents, including a Private Placement Memorandum and Subscription Agreement, only to investors who qualify as accredited under Rule 501(a) of Regulation D and meet applicable suitability standards.
Common Investor Questions
Who can invest?
Borges Capital works exclusively with accredited investors as defined under Regulation D.
What is the investment focus?
The Fund focuses on secured, first-position real estate loans with an emphasis on capital preservation and risk management.
Are returns or distributions guaranteed?
No. All investments involve risk, including the potential loss of principal.
Is the investment liquid?
Private real estate credit investments are generally illiquid and intended for long-term investors.