Investor FAQ
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Common Investor Questions
What is Borges Capital Fund?
Borges Capital Fund is a private real estate credit investment platform focused on originating and managing secured, first-position real estate loans. The Fund is managed with an emphasis on conservative underwriting, capital preservation, and disciplined risk management.
Who is eligible to invest?
Interests in the Fund are offered exclusively to accredited investors, as defined under Rule 501(a) of Regulation D. All investors must satisfy applicable suitability standards and complete an accredited investor verification process prior to acceptance.
What is the Fund’s investment strategy?
The Fund’s strategy focuses on asset-backed, first-position real estate loans, selected based on collateral quality, borrower profile, loan-to-value discipline, and defined exit strategies. The Fund does not pursue speculative appreciation-based investments.
How does the Fund manage risk?
Risk management includes disciplined underwriting, conservative leverage, collateral analysis, borrower due diligence, and ongoing asset monitoring. While these practices are intended to mitigate risk, no investment strategy can eliminate risk, and investors may lose some or all of their invested capital.
Are returns or distributions guaranteed?
No. While the Fund is structured to pursue consistent income through secured real estate lending, returns and distributions are not guaranteed and depend on the Fund’s performance and available cash flow, as outlined in the offering documents.
How are investment opportunities offered?
Interests in the Fund are offered solely in pursuit of the Fund’s Private Placement Memorandum, Subscription Agreement, and related documents. Nothing on this website constitutes an offer to sell or a solicitation of an offer to buy securities.
How does the Fund generate income?
The Fund’s income, if any, is derived from interest payments, fees, and other amounts received in connection with underlying real estate loans. The timing and amount of income are subject to borrower performance, market conditions, and other risks.
What is the expected investment time horizon?
The Fund is designed for investors with a long-term investment horizon. Private real estate credit investments are inherently illiquid, and investors should not expect short-term liquidity.
Is there liquidity or redemption availability?
Interests in the Fund are illiquid and not intended for short-term investment. As described in the Private Placement Memorandum, investors may be eligible to request redemption after an initial one-year holding period, subject to applicable terms, conditions, and available liquidity. Investors should be prepared to maintain their investment for an extended duration.
Can I invest through a self-directed IRA or retirement account?
Some accredited investors choose to invest through self-directed retirement accounts, subject to applicable IRS rules and custodian requirements. Borges Capital does not provide tax or legal advice and does not determine whether retirement assets may be used. Investors should consult their own advisors and custodians before making any decisions. (For mor information visit the Using Self-Directed Retirement Accounts page.)
Does Borges Capital help set up self-directed IRAs?
No. Borges Capital does not establish, administer, or recommend self-directed retirement accounts. Investors are solely responsible for selecting and working with independent custodians and advisors. (For mor information visit the Self-Directed IRAs
Can I withdraw or transfer my investment?
Transfers and withdrawals are generally restricted. Any permitted transfers are governed exclusively by the terms of the Fund’s offering documents and applicable securities laws.
How are investment decisions made?
All investment decisions are made by the Fund’s Manager in its sole and absolute discretion, in accordance with the Fund’s stated strategy and governing documents. No investor has the right to participate in investment decisions.
Does the Fund rely on third parties?
The Manager may consult with experienced industry professionals and service providers; however, the Manager retains exclusive authority and discretion over all investment and operational decisions
How does the Fund communicate with investors?
Investors receive communications and reporting in accordance with the Fund’s offering documents. This generally includes monthly statements and periodic investor newsletters designed to provide transparency into fund activity and portfolio performance. Communication practices are intended to support ongoing investor awareness throughout the investment lifecycle.
Is there a minimum investment amount?
The Fund is designed for investors making substantial, long-term capital commitments. While the offering documents describe a typical minimum investment of $250,000 per unit, final investment terms are set forth in the Private Placement Memorandum and Subscription Agreement.
Where can I find complete details?
Prospective investors should carefully review the Private Placement Memorandum and related offering documents, which contain important information regarding risks, fees, conflicts of interest, liquidity restrictions, and other material terms.
Common Investor Questions
Are returns or distributions guaranteed?
Is there liquidity or redemption availability?
Does Borges Capital help set up self-directed IRAs?
How does the Fund communicate with investors?
Is there a minimum investment amount?
This FAQ is provided for informational purposes only and is qualified in its entirety by the Fund’s Private Placement Memorandum and related offering documents.